While your bank is still reviewing your application,
your competitors are already funded.
Average time-to-funding across major capital sources. Based on 2024 industry data for SMB applications under $250K.
Repayment that moves with your revenue, not against it.
Instead of fixed monthly cliffs that drain cash when you're slow, Advance takes a small daily percentage of card receipts — automatically, proportionally, silently.
Daily % of card receipts · Slow days = smaller payments · No fixed schedule
Fixed monthly cliff · Revenue irrelevant · Miss one = default risk
Multiply your advance amount by your factor rate to know the exact total repayment. No hidden fees, no compounding interest.
× 1.25 factor rate
= $125,000 total
paid back via daily card %
Capital deployed. Businesses restored.
Real funding scenarios, anonymized per client agreement. Hover each card to read the outcome.
Walk-in cooler compressor failed on a Friday afternoon. Health code violation pending. Replacement quoted at $22K. Owner needed funds before Monday opening.
Funded $85K against $140K monthly card volume. Cooler replaced Saturday. Reopened Monday. Three months later, expanded outdoor seating with remaining capital.
Peak season six weeks out. Second chair available at $3,200/month. Owner needed to lock lease, hire stylist, and purchase equipment before a competitor signed.
Funded $47.5K. Chair secured, stylist onboarded, equipment ordered. Second chair fully booked within 11 days of opening. Advance repaid in 7 months.
Wholesale purchase order from national retailer: $340K of inventory required within 10 days. Founder had $28K available. Bank declined due to 18-month operating history.
Funded $210K against $95K monthly card receipts and verified PO. Order fulfilled on time. Retailer reordered at 2× volume. Revenue grew 61% in following quarter.
Bay lift hydraulic failure took two service bays offline. Backlog building. Two technicians idle. Replacement parts and labor quoted at $55K with 3-week lead time.
Funded $62K same day. Parts expedited, bays operational within 9 days. Cleared backlog, retained all technicians. Monthly revenue restored to full capacity.
See what you qualify for.
In under 2 minutes.
Tell us about your business. We run a data lookup — not a credit application — to show you your funding range before you commit to anything.
We analyze your card volume and business profile
You receive a funding range within minutes
Submit 3 months of bank statements to finalize
Funds wired within 24–48 hours of approval
No hard credit pull. This lookup uses business performance data — card volume, time in business, industry — not your personal credit score.